Hanscom Air Force Base   Right Corner Banner
Join the Air Force

News > Helping heroes in times of need
Helping heroes in times of need

Posted 4/18/2013   Updated 4/18/2013 Email story   Print story

    


by Judy Trabucco
Airman & Family Readiness Center


4/18/2013 - HANSCOM AIR FORCE BASE, Mass. -- Traumatic Servicemembers' Group Life Insurance helps severely injured military members through their time of need with a one-time payment. The amount varies depending on the injury, but it could be the difference that allows their family to be with them during recovery, helps them with unforeseen expenses or gives them a financial head start on life after recovery.

TSGLI is an insurance program. It is bundled with Servicemembers' Group Life Insurance and an additional $1 has been added to the member's SGLI premium to cover TSGLI. It is not meant to serve as an ongoing income replacement like some types of insurance. It's there to help the servicemember through the tough times that occur as the result of a traumatic injury.

When the original TSGLI law was enacted, Congress directed it would be retroactive to Oct. 7, 2001, for members who incur a qualifying loss as a direct result of injuries incurred on or after that date, through and including Nov. 30, 2005, in Operation Enduring Freedom or Operation Iraqi Freedom.

Effective Oct. 1, 2011, Public Law 111-275 removes the OEF/OIF requirement for injuries incurred during the retroactive period. As a result, TSGLI coverage will be provided retroactively for members who incurred severe losses as a result of traumatic injuries incurred between Oct. 7, 2001, and Nov. 30, 2005, regardless of where the injury occurred and regardless of whether they had SGLI coverage.

Based on findings from a review conducted by the Department of Veterans Affairs, more servicemembers may now qualify for TSGLI because of the newly expanded benefits. The purpose of the review was to ascertain whether improvements could be made to the program that would allow more servicemembers to benefit from it.

As a result, the TSGLI Schedule of Losses was simplified, making it more usable for each branch of service and allowing for easier interpretation by the general public. Existing TSGLI qualifying loss definitions on the schedule, such as those for burns, sight and amputations were expanded and additional qualifying losses including uniplegia, limb salvage and facial reconstruction. Soldiers who incurred a qualifying traumatic injury may be eligible for TSGLI benefits.

After Dec. 1, 2005, all soldiers who are covered by SGLI are eligible for TSGLI coverage, regardless of where their qualifying traumatic injury occurred, however, TSGLI claims require approval. Some parts of the claim form can only be completed by a healthcare provider. In addition, claim forms must be accompanied by documentation that supports the healthcare provider's evaluation of the soldier's injuries.

To submit a claim or for any questions, contact the Casualty Assistance Representative at 781-225-2765 or 781-225-2755.



tabComments
No comments yet.  
Add a comment

 Inside Hanscom AFB

ima cornerSearch

tabMission NewsRSS feed 
LCMC commander calls for staying, building on current course

Three-Dimensional Long-Range Radar contract awarded

Registration open for upcoming focus week

TACP-M ties it all together  |  VIDEO

Thompson set to take command

Acquisition strategy to improve stakeholder relationships, transparency

Counter-IED Branch receives top AFA award

Continuous improvement central to Better Buying Power 3.0

tabHanscom NewsRSS feed 
FY14 force management benefits and separation programs

October is National Breast Cancer Awareness Month

Operation Homefront seeks Military Child of Year nominations

Safety campaign focuses on risk management

Expert advice on sports medicine now one click away

Undergrad flying training applications due in December

AF to implement TDY policy changes

AFOSI provides anonymous crime-reporting tools

ALS Class 14F graduates

tabNews Briefs and HappeningsRSS feed 
Upcoming events

News in Brief

School Notes

tabCommentaryRSS feed 
Overcoming Adversity

Hispanic Heritage Month Patriots

tabPhoto FeatureRSS feed 
Photo feature: This week at Hanscom, Oct. 8

tabFeaturesRSS feed 
Family's love of music drives win at AF competition

Hanscom CGO answers the call


Site Map      Contact Us     Questions     USA.gov     Security and Privacy notice     E-publishing  
Suicide Prevention    SAPR   IG   EEO   Accessibility/Section 508   No FEAR Act