FSGLI covers family members Published July 25, 2012 By Judy Trabucco Airman and Family Readiness Center HANSCOM AIR FORCE BASE, Mass. -- On Nov. 1, 2001, Family Servicemembers' Group Life Insurance (FSGLI), was established for spouses and dependent children of servicemembers insured under the SGLI program. FSGLI provides a maximum of $100,000 of life insurance coverage for spouses, not to exceed the amount of SGLI coverage the servicemember has in force. Spouse coverage is available in $10,000 increments. Dependent child coverage is set at $10,000 for each dependent child. On Nov. 18, 2009, the law expanded FSGLI coverage to include a servicemember's stillborn child as an insurable dependent. SGLI dependent coverage provides for a $10,000 payment to the insured servicemember upon the death of the member's dependent child. Prior to the passage of the law, a member's stillborn child was not covered by FSGLI. This change applies only for stillbirths on or after Oct. 10, 2008. The Defense Enrollment Eligibility Reporting System (DEERS) is the data source for determining enrollment for FSGLI coverage. The Under Secretary of Defense directed service members to report any changes in dependency status, such as a marriage or the birth of a child, within 60 days of the event. This is in addition to the sponsor's responsibility to report all dependents, regardless of their eligibility for enrollment in other benefit programs, such as FSGLI. Military members married to military members must report all dependents immediately, including their spouses who are sponsors in DEERS to avoid indebtedness for delinquent FSGLI premiums. FSGLI coverage is not available to retirees insured under Veterans' Group Life Insurance. For more information or to file a claim, contact Judy Trabucco, Casualty Assistance representative, at 781-225-2755.